Smart Diversification Strategy: Risk कम, Returns ज़्यादा कैसे पाएं?

मात्र 10-15 Quality Stocks लेने से Risk कम हो जाता है और Return Optimize रहता है.

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4–6 अलग-अलग Sectors में इस प्रकार Invest करना चाहिए कि एक Sector में Investment का 20–25% ही हो.

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Large Cap से Stability, Mid Cap से Growth और Small Cap से Alpha Potential मिलता है.

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Large-cap में 40–60%, Mid-cap में 25–40% व Small-Cap में 10–20% Investment.

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High Correlation Stocks को Avoid करना चाहिए. ऐसे Stocks एक साथ गिरते हैं.

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इसके अंतर्गत Domestic vs Export और Cyclical vs Defensive का पालन करना चाहिए.

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जब Stock Market गिरता है उस समय इसका लाभ मिलता है. इसमें Equity Mutual Funds / Index Funds, Debt / Liquid funds और Gold (ETF / SGB) का चयन किया जाता है.

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Quarterly Review करते हुए Fundamentals Change होने पर एग्जिट करना चाहिए. एक स्टॉक को अधिकतम 8–12% और High-Risk Stocks को 5–6% ही Weightage देना चाहिए.

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मात्र 10-15 Quality Stocks लेने से Risk कम हो जाता है और Return Optimize रहता है.

www.niveshworld.com

Focused Diversification

4–6 अलग-अलग Sectors में इस प्रकार Invest करना चाहिए कि एक Sector में Investment का 20–25% ही हो.

www.niveshworld.com

Sector-wise Allocation

Large Cap से Stability, Mid Cap से Growth और Small Cap से Alpha Potential मिलता है.

www.niveshworld.com

Market Cap Balance

Large-cap में 40–60%, Mid-cap में 25–40% व Small-Cap में 10–20% Investment.

www.niveshworld.com

Market Cap Balance

High Correlation Stocks को Avoid करना चाहिए. ऐसे Stocks एक साथ गिरते हैं.

www.niveshworld.com

Correlation

इसके अंतर्गत Domestic vs Export और Cyclical vs Defensive का पालन करना चाहिए.

www.niveshworld.com

Business Model

जब Stock Market गिरता है उस समय इसका लाभ मिलता है. इसमें Equity Mutual Funds / Index Funds, Debt / Liquid funds और Gold (ETF / SGB) का चयन किया जाता है.

www.niveshworld.com

Asset-Level Diversification

Quarterly Review करते हुए Fundamentals Change होने पर एग्जिट करना चाहिए. एक स्टॉक को अधिकतम 8–12% और High-Risk Stocks को 5–6% ही Weightage देना चाहिए.

www.niveshworld.com

Position Sizing & Review

www.niveshworld.com