Bank नहीं बताएगा! Home Loan EMI कम करने के ये 5 Secrets!

Home Loan EMI कम कैसे करें? आगे की स्लाइड्स में 5 Secrets के बारे में जानेंगें.

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Downpayment / Prepayment से EMI घट जाती है. ज्यादातर लोग इसका लाभ उठाते हैं. इसमें Increment/Bonus/Arear का पैसा जमा कर सकते हैं.

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Floating Rate of Interest में Interest Rate कम होने से EMI कम हो जाती है. इसे Loan लेते समय ध्यान रखें.

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Home Loan से Income Tax के तहत Double Tax Benefit होता है. पहला Interest पर और दूसरा Principal Amount पर Tax नहीं पड़ता है.

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Loan Tenure बढ़ाने से EMI घटती है और Financial Stress कम होता है, परन्तु Long Term में ज्यादा Interest देना पड़ेगा.

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Flexible EMI में Step-Up / Step-Down EMI अपनाने से Salary Increase होने पर EMI बढ़ा और Prepayment में EMI घटा सकते हैं.

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EMI कम करने में Loan Tenure और Interest Rate सबसे ज्यादा Impact डालते हैं.

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Home Loan EMI कम कैसे करें? आगे की स्लाइड्स में 5 Secrets के बारे में जानेंगें.

www.niveshworld.com

Downpayment / Prepayment से EMI घट जाती है. ज्यादातर लोग इसका लाभ उठाते हैं. इसमें Increment/Bonus/Arear का पैसा जमा कर सकते हैं.

www.niveshworld.com

Floating Rate of Interest में Interest Rate कम होने से EMI कम हो जाती है. इसे Loan लेते समय ध्यान रखें.

www.niveshworld.com

Home Loan से Income Tax के तहत Double Tax Benefit होता है. पहला Interest पर और दूसरा Principal Amount पर Tax नहीं पड़ता है.

www.niveshworld.com

Loan Tenure बढ़ाने से EMI घटती है और Financial Stress कम होता है, परन्तु Long Term में ज्यादा Interest देना पड़ेगा.

www.niveshworld.com

Flexible EMI में Step-Up / Step-Down EMI अपनाने से Salary Increase होने पर EMI बढ़ा और Prepayment में EMI घटा सकते हैं.

www.niveshworld.com

EMI कम करने में Loan Tenure और Interest Rate सबसे ज्यादा Impact डालते हैं.

www.niveshworld.com